Mercantile Bank South Africa Branch Code

About Mercantile Bank South Africa

According to Wikipedia, In October 2019, the South African Minister of Finance and other Regulatory Authorities formally approved Capitec’s purchase and acquisition of Mercantile Business Bank. As of November 2019, Capitec Bank bought all the shares of Mercantile Bank Ltd from CGD and serves as its business banking branch.^[5]

It has more than 15 branches in South Africa, and employs between 501 and 1000 employees

Mercantile Bank South Africa Branch Code 450 105

Looking for the Mercantile Bank branch code 450 105? This guide provides verified and detailed information about the branch code, its purpose, and additional details to help you seamlessly complete your banking transactions.

Branch Code 450 105: Universal Code for Mercantile Bank

The branch code 450 105 is the universal branch code for Mercantile Bank in South Africa. Unlike traditional banks that assign unique codes to individual branches, Mercantile Bank uses this single universal branch code to simplify its banking operations. This code applies to all Mercantile Bank accounts, making it convenient for customers to process domestic electronic transactions (EFTs) without worrying about identifying specific branch codes.

Swift Code: LISAZAJJ

The Swift code LISAZAJJ is used for international transactions involving Mercantile Bank accounts. For any cross-border transfers, this code ensures that funds are routed correctly and securely to Mercantile Bank.

Customers can complete both local and international transactions efficiently by using the universal branch code (450 105) and the Swift code (LISAZAJJ).

How to Find Additional Mercantile Bank Information

If you need further assistance or specific information, here are some steps and resources to help you:

Visit the Mercantile Bank Website

Navigate to the official Mercantile Bank website for verified information about branch codes, Swift codes, and other banking services.

Contact Mercantile Bank Customer Support

Speak with a Mercantile Bank representative for account-specific questions or transaction assistance:

• Local Support Line (South Africa): 0860 119 925
• International Calls: +27 11 370 5000
• Email Support: info@mercantile.co.za

Check Your Banking Documents

Your bank statements, account opening documents, or online banking portal often include the necessary codes for your transactions.

Use the Branch Locator Tool

You can access the branch locator tool on the Mercantile Bank website to find further details or confirm codes for specific inquiries.

What is a Branch Code, and Why Does It Matter?

A branch code is a numeric identifier assigned to a bank branch to ensure that transactions are processed correctly. For Mercantile Bank, the universal branch code 450 105 eliminates the need for branch-specific codes, making banking simpler and more efficient.

Why Are Branch Codes Important?

1. Domestic Transactions: They ensure EFTs and other payments within South Africa are routed to the correct account.
2. Efficiency: A universal branch code like 450 105 allows customers to process payments without worrying about identifying individual branches.
3. Accuracy: Using the correct branch code ensures funds are securely and accurately routed to the intended recipient.

Frequently Asked Questions

1. What is the difference between a universal branch code and a specific branch code?

• A universal branch code, such as Mercantile Bank’s 450 105, applies to all accounts and branches within the bank, simplifying transactions and making it easier for customers to complete EFTs.
• A specific branch code identifies a single physical branch. However, most modern banks now adopt universal branch codes for simplicity and convenience.

2. When should I use the Swift code LISAZAJJ?
The Swift code LISAZAJJ is required for international transactions involving Mercantile Bank accounts.

• For local transactions within South Africa: Use the universal branch code 450 105.
• For international transactions: Use the Swift code LISAZAJJ, along with the recipient’s account details.

3. Can I use branch code 450 105 for all Mercantile Bank accounts?
Yes, 450 105 is the universal branch code for Mercantile Bank and can be used for all electronic transactions across all Mercantile Bank accounts, including EFTs, debit orders, and online payments.

4. How can I verify my account details or branch code?
You can verify your account details or branch code by:

• Logging into your Mercantile Bank online banking profile.
• Checking your account opening documents or bank statements.
• Contacting Mercantile Bank customer support at 0860 119 925.

Additional Resources

• Official Mercantile Bank Website: Visit Mercantile Bank
• Mercantile Bank Customer Support:
  • Local Support Line (South Africa): 0860 119 925
  • International Calls: +27 11 370 5000
  • Email: info@mercantile.co.za
• Swift Code for International Payments: LISAZAJJ
• Branch Locator Tool: Use the branch locator tool on the Mercantile Bank website.

Why Trust This Information?

This guide is based on verified information sourced from the official Mercantile Bank website and customer service representatives. The content has been carefully reviewed to ensure accuracy and relevance.

• Official Sources Referenced: Links to the official Mercantile Bank website and other trusted resources.
• Transparency and Reliability: The guide provides detailed, actionable, and easy-to-understand information for customers.
• Regular Updates: The information in this guide is updated periodically to reflect the latest details.

Key Takeaways

• Branch Code: 450 105 (Universal for all Mercantile Bank accounts)
• Swift Code: LISAZAJJ (For international transfers)
• Customer Support Contacts:
  • 0860 119 925 (South Africa)
  • +27 11 370 5000 (International)
  • info@mercantile.co.za
• Updated for 2025

Updated for 2025 List of All South African Bank Branch Codes